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11 Essential Stages of Building a House - LBC Mortgage

11 Key Stages of Building a House

Building a new home is often compared to a puzzle. And like any puzzle, the key to success is understanding how all the pieces fit together. But there are usually quite a few more pieces – and variables involved in constructing a new home. For example, the framing crew can’t do their job until the plumbing and electrical rough-ins are complete. And the drywallers can’t start their work until the HVAC system is installed. The good news is that you don’t have to figure all of this out on your own. Your builder will have a team of experienced professionals who know how to coordinate all the different trades and ensure that your new home comes together perfectly. Your main task is to understand the key stages of building a house to coordinate the process. So, let’s do this!

How to finance a construction project 

Building your own home from scratch can be a great way to get exactly what you want. However, it can also be a big financial undertaking. There are a few different options available, but the two most common are construction loans and home equity lines of credit (HELOCs). Both have their pros and cons, so it’s important to analyze your financial situation and goals before making a decision. 

Construction loans in Los Angeles can be a great option if you’re planning to build your own home from scratch.  Such loans are typically used to cover the costs of materials and labor. However, they often come with higher interest rates and shorter repayment terms than traditional mortgages. So, once the construction is complete, the loan can either be paid off in full or converted into a traditional mortgage. 

HELOCs, on the other hand, tend to have lower interest rates but require you to put your home up as collateral. So it’s important to think carefully about whether you can afford the monthly payments before you sign on the dotted line. 

Nevertheless, the best way to finance your new home will depend on your specific circumstances. 

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10 key stages of home construction

This step-by-step guide will help you navigate the new-construction process, from finding the perfect lot to putting the finishing touches on your home.

1. Find the land

The first step to constructing your dream home is buying the perfect plot of land. But with so many factors to consider – from location to price to size – how can you be sure you’re making the right choice? Here are a few things to keep in mind as you begin your search:

  • Decide on a location. Do you want to be in the city or the suburbs? Close to conveniences, or more isolated? Once you’ve narrowed down your search area, you can start looking at specific properties.
  • Price is an important factor, but don’t forget to factor in additional costs like closing costs and property taxes. Make sure there are no hidden surprises, like zoning restrictions that could limit what you can do with the property.
  • Size is another important factor. Do you need a large lot for a sprawling mansion or a smaller one for a more modest home? And don’t forget to leave room for any future expansion.

2. Designing your dream home

Before you can break ground on your new home, you first need to design it. This may seem like a daunting task, but it’s quite simple. Just ask yourself what you want in a home. 

  • Do you want a large kitchen for entertaining? 
  • A master bedroom suite with a spa-like bathroom? 
  • A home office where you can get away from the hustle and bustle of daily life? 

Once you have an idea of what you’re looking for, the next step is to find an architect who can turn your vision into reality.

3. Getting permits 

Securing the necessary permits can be a daunting task, but it’s essential to make sure that your construction project is up to code. Depending on the size and scope of your project, you may need to apply for multiple permits. 

4. Hiring contractors

Once you’ve got the green light from your local government, it’s time to start looking for contractors. This step is crucial, as you’ll want to find a team that you can trust to do quality work. Be sure to get bids from multiple contractors and ask for references before making your final decision. 

5. Foundation

The most important part of the frame is the foundation, which must be carefully designed and built to support the weight of the entire house. Foundations are typically built on slabs, basements, or crawl spaces.

6. Plumbing and electricity

The plumbing system needs to be installed before the walls can go up, and it is important to make sure that all the pipes are properly insulated. The electrical system also needs to be installed at this stage, and outlets need to be placed in strategic locations throughout the house.

7. Framing

The frame of a house is the skeleton that supports the rest of the structure. To build a strong and stable frame, builders must use high-quality lumber and fasten it together using nails, screws, or bolts. 

Once the foundation is in place, builders will begin constructing walls and floors. The frame must be designed to accommodate windows and doors, and it must be strong enough to hold up the roof.

8. Siding

Once the frame of a house is complete, it’s time to start working on the roof and siding. This process begins with installing the roof trusses, which are the supporting beams that will hold up the roof. The trusses are usually made of wood or metal, and they need to be carefully measured and cut to fit the specific dimensions of the house. Once the trusses are in place, the roofing material can be added. This can be anything from asphalt shingles to tile.

After the roof is complete, it’s time to install the siding. This is usually done by nailing sheets of plywood or hardboard to the outside of the house and then covering them with a layer of insulation and a layer of weatherproofing material. The type of siding used will again depend on the climate and the style of the house. 

9. Doors and windows

This process begins with the construction of rough openings. The size of the opening is determined by the type of window or door that will be installed. Once the rough openings are in place, the next step is to install the headers. Headers are placed above the openings to provide support for the weight of the walls. With the headers in place, the windows and doors can be installed. The final step is to add trim around the edges of the openings to give them a finished look. Installing windows and doors may seem like a simple task, but it is an important part of ensuring that a house is structurally sound.

10. Exterior works

Exterior work is important not only for aesthetics but also for protecting the interior of the house from the elements. Without a properly sealed and insulated exterior, heat can escape from the house in colder months, leading to higher energy bills. In addition, moisture can seep into the house, causing mold and mildew to grow.

11. Final inspection 

The final inspection is an important step in the construction of any building. It is conducted by a building code official, ensuring that the building meets all applicable code requirements. Once the final inspection is complete and the building code official has signed off on the certificate of occupancy, the building is officially ready for move-in. To prepare for the final inspection, it is important to ensure that all work has been completed and that the premises are clean and orderly. 

FAQs

How long does it usually take to build a new home? 

The answer to this question depends on some factors, including the size of the home and the complexity of the design. Generally speaking, it takes anywhere from 6 months to 1 year to complete the construction of a new home.

Should I buy or rent construction equipment? 

This is really up to personal preference. If you’re only planning on building one or two homes, then it might be more cost-effective to rent equipment rather than purchasing it outright. However, if you’re planning on building several homes, then buying your equipment might be more economical in the long run.

Conclusion

Building a house is definitely an exciting process! It’s an opportunity to create the home of your dreams and make it exactly the way you want it. Of course, it can also be a bit overwhelming, especially if you’re not really sure where to start. But watching your home come to life is an amazing experience. Building a house is a huge accomplishment and something that you will be able to enjoy for years to come. Wishing you good luck in building your dream home!

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